Community Reinvestment Act (CRA) Public File Information

In accordance with the Community Reinvestment Act (CRA) Regulation, First Federal is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing this information online, First Federal can keep it current with convenient access.  

Public Comments

View written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet the community credit needs, and any response to the comments by the bank. 

View Public Comments

CRA Performance Evaluation

Most recent CRA Performance Evaluation prepared by the Office of the Comptroller of Currency.

View CRA Performance Evaluation

Branch Locations

Branch and Office locations as of April 1, 2024.

View Locations

Branch Openings, Closures & Moves

A list of branches opened or closed by the bank year to date 2024.

View Branch List

 Service List

A list of services generally offered at the bank's branches.

View Service List

Assessment Area Map

View assessment area map showing the boundaries and geographies within the area.

View Map

CRA Disclosure Statement

View CRA Disclosure Statements

HMDA Disclosure Statements

View HMDA Disclosure Statements

CRA Public File Request

If you would like to receive a hard copy of this file, please visit your local First Federal branch.