Personal Loans

Whether you are buying or building your first or third home, want to finance that home project you have always planned on doing, consolidating debt, or need access to extra funds for other major expenses, we have a loan solution that’s perfect for you.

Real people, real service, in real time.

At First Federal we have a variety of loan options, the expertise, and exceptional services available to help you meet the short-term or long-term financial goals you’re planning to achieve. Our team of lenders is never asked to meet sales goals, which means we won't try to talk you into something you don't need. We're here to listen and make recommendations based on a personalized experience.

Start the journey today by getting pre-qualified with our online application!

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Types of Personal Loans

Home Equity Line of Credit

Get ongoing access to funds for home improvement projects, debt consolidation, education, and other major life expenses.

Home Equity Loan

Tap into the equity of your home to obtain funds for a home renovation, debt consolidation, or other major expenses.

Auto Loan

Time for a new vehicle, motorcycle, ATV? Get what you need (or want) with a First Federal Auto Loan.

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Mortgage Lending

Our experienced, knowledgeable team is fully committed to helping bring your home ownership dreams to reality. We’re here to listen and make recommendations based on a personalized experience to give you the genuine support you need.

  • Mortgage loans of 15, 20, and 30 year terms and up to 97% financing
  • Refinance Loans
  • Construction Loans
  • Jumbo home loans
  • Lot and Land Loans

Learn More about Mortgage Lending


Credit Sense

Staying on top of your credit score doesn't have to be a struggle. Credit Sense allows you to check your credit score at any time, right from your phone or computer!

Learn More about Credit Sense


Contact us if you have any questions about our loan programs or general rates, or stop by any First Federal location to get started with your loan today. You can also apply for a loan online.

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