Our 2024 Community Impact Report is Here - Take a Look!

Community Impact Report

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.
First Federal Savings and Loan

Chat with us

Chat Hours

Mon - Thurs: 8:30 AM - 5:00 PM
Friday: 8:30 AM - 6:00 PM

Questions?

Take a look through some frequenty asked questions.

View FAQs

Personal Deposit Rates

Checking

Comparison table of Checking
Product Interest Rate Annual Percentage Yield (APY)* Effective Date
Regular Checking 0.01% 0.01% 05/19/2021
Digital Checking 0.01% 0.01% 05/19/2021
62+ Checking 0.01% 0.01% 05/19/2021

Open Account

Savings

Comparison table of Savings
Product Interest Rate Annual Percentage Yield (APY)* Effective Date
Statement Savings 0.020% 0.020% 11/04/2020
Christmas Club 0.02% 0.02% 11/04/2020
First Time Home Buyer Savings Account 0.15% 0.15% 11/04/2020
Health Savings Account 0.05% 0.05% 05/06/2020

Open Account

Money Market

Daily Money Market

Comparison table of Daily Money Market
Value Interest Rate Annual Percentage Yield (APY)* Effective Date
$5–$2,499 0.100% 0.100% 10/26/2022
$2,500–$9,999 0.10% 0.10% 10/26/2022
$10,000–$24,999 0.10% 0.10% 10/26/2022
$25,000–$49,999** 0.15% 0.15% 09/14/2022
$50,000–$99,999** 0.15% 0.15% 09/14/2022
$100,000–$249,999** 0.15% 0.15% 09/14/2022
$250,000 and Over** 0.15% 0.15% 09/14/2022

Open Account

Certificates of Deposit

Short Term Plus

Comparison table of Short Term Plus
Term Interest Rate Annual Percentage Yield (APY)* Effective Date
32 Days - 89 Days 1.00% 1.02% 07/06/2023
90 Days - 179 Days 3.87% 4.00% 03/13/2025
180 Days - 364 Days 3.73% 3.85% 03/13/2025

Open Account

Long Term Certificates

Comparison table of Long Term Certificates
Term Interest Rate Annual Percentage Yield (APY)* Effective Date
1 Year 3.63% 3.75% 01/30/2025
1 1/2 Years 3.15% 3.25% 04/18/2025
2 Years 3.15% 3.25% 10/11/2024
2 1/2 Years 3.15% 3.25% 06/26/2024
3 Years 2.92% 3.00% 06/26/2024
4 Years 2.68% 2.75% 06/26/2024
5 Years 2.44% 2.50% 06/26/2024

Open Account

Retirement Certificates

Comparison table of Retirement Certificates
Term Interest Rate Annual Percentage Yield (APY)* Effective Date
18 Month IRA 3.39% 3.50% 04/18/2025
2 1/2 Year IRA 3.15% 3.25% 06/26/2024
5 Year IRA 2.44% 2.50% 06/26/2024

Open Account

IRA Money Market

Comparison table of IRA Money Market
Value Interest Rate Annual Percentage Yield (APY)* Effective Date
$5–$2,499 0.10% 0.10% 10/26/2022
$2,500–$9,999 0.10% 0.10% 10/26/2022
$10,000–$24,999 0.10% 0.10% 10/26/2022
$25,000–$49,999 0.15% 0.15% 09/14/2022
$50,000–$99,999 0.15% 0.15% 09/14/2022
$100,000–$249,999 0.15% 0.15% 09/14/2022
$250,000 and Over 0.15% 0.15% 09/14/2022

Open Account

Top
Some content requires Adobe Acrobat Reader to view.