Our 2024 Community Impact Report is Here - Take a Look!

Community Impact Report

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First Federal Savings and Loan

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Business Deposit Rates

Business Savings

Comparison table of Business Savings
Terms Interest Rate Annual Percentage Yield (APY)* Effective Date
Interest Rate 0.02% 0.02% 11/04/2020

Daily Money Markets

Comparison table of Daily Money Markets
Terms Interest Rate Annual Percentage Yield (APY)* Effective Date
$5–$2,499 0.10% 0.10% 10/26/2022
$2,500–$9,999 0.10% 0.10% 10/26/2022
$10,000–$24,999 0.10% 0.10% 10/26/2022
$25,000–$49,999 0.15% 0.15% 09/14/2022
$50,000–$99,999 0.15% 0.15% 09/14/2022
$100,000–$249,999 0.15% 0.15% 09/14/2022
$250,000 and over 0.15% 0.15% 09/14/2022

Certificates of Deposit

Short Term Plus

Comparison table of Short Term Plus
Interest Rate Annual Percentage Yield (APY)* Effective Date
32 Days - 89 Days 1.00% 1.02% 07/06/2023
90 Days - 179 Days 3.87% 4.00% 03/13/2025
180 Days - 364 Days 3.73% 3.85% 03/13/2025

Long Term Certificates

Comparison table of Long Term Certificates
Term Interest Rate Annual Percentage Yield (APY)* Effective Date
1 Year 3.63% 3.75% 01/30/2025
1 1/2 Years 3.15% 3.25% 04/18/2025
2 Years 3.15% 3.25% 10/11/2024
2 1/2 Years 3.15% 3.25% 06/26/2024
3 Years 2.92% 3.00% 06/26/2024
4 Years 2.68% 2.75% 06/26/2024
5 Years 2.44% 2.50% 06/26/2024

SEP IRAs

Comparison table of SEP IRAs
Term Interest Rate Annual Percentage Yield (APY)* Effective Date
18 Month IRA 3.39% 3.50% 04/18/2025
2 1/2 Year IRA 3.15% 3.25% 06/26/2024
5 Year IRA 2.44% 2.50% 06/26/2024
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