Personal Deposit Rates
Checking
| Product |
Regular Checking |
Digital Checking |
62+ Checking |
|---|---|---|---|
|
Interest Rate |
0.01% |
0.01% |
0.01% |
|
Annual Percentage Yield (APY)* |
0.01% |
0.01% |
0.01% |
|
Effective Date |
05/19/2021 |
05/19/2021 |
05/19/2021 |
*There is no minimum balance required to earn the annual percentage yield (APY).
Savings
| Product |
Statement Savings |
Christmas Club |
First-Time Home Buyer Savings Account |
Health Savings Account |
|---|---|---|---|---|
|
Interest Rate |
0.02% |
0.02% |
0.15% |
0.05% |
|
Annual Percentage Yield (APY)* |
0.02% |
0.02% |
0.15% |
0.05% |
|
Effective Date |
11/04/2020 |
11/04/2020 |
11/04/2020 |
05/06/2020 |
*There is no minimum balance required to earn the annual percentage yield (APY).
Daily Money Market
|
Value |
$5 - $2,499 |
$2,500-$9,999 |
$10,000-$24,999 |
$25,000 -$49,999 |
$50,000 -$99,999 |
$100,000 -$249,000 |
$250,000 and |
|---|---|---|---|---|---|---|---|
|
Interest Rate |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
0.15% |
0.15% |
|
Annual Percentage Yield (APY)* |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
0.15% |
0.15% |
|
Effective Date |
10/26/2022 |
10/26/2022 |
10/26/2022 |
09/14/2022 |
09/14/2022 |
09/14/2022 |
09/14/2022 |
*There is no minimum balance required to earn the annual percentage yield (APY).
Certificates of Deposit
Short Term Plus
| Term |
32 Days - 89 Days |
90 Days - 179 Days |
180 Days - 364 Days |
|---|---|---|---|
|
Interest Rate |
0.50% |
1.00% |
3.05% |
|
Annual Percentage Yield (APY)* |
0.51% |
1.02% |
3.14% |
|
Effective Date |
2/2/2023 |
2/2/2023 |
2/2/2023 |
*Minimum daily balance to maintain annual percentage yield (APY) is $500.
Long Term Certificates
|
Term |
1 Year |
1 1/2 Years |
2 Years |
2 1/2 Years |
3 Years |
4 Years |
5 Years |
|---|---|---|---|---|---|---|---|
|
Interest Rate |
3.05% |
3.05% |
3.25% |
2.50% |
2.00% |
1.80% |
1.60% |
|
Annual Percentage Yield (APY)* |
3.14% |
3.14% |
3.35% |
2.57% |
2.05% |
1.84% |
1.64% |
|
Effective Date |
2/2/2023 |
2/2/2023 |
2/2/2023 |
2/2/2023 |
2/2/2023 |
2/2/2023 |
2/2/2023 |
*Minimum daily balance to maintain annual percentage yield (APY) is $100.
Retirement Certificates
| Term |
18 Month IRA |
2 1/2 Year IRA |
5 Year IRA |
|---|---|---|---|
|
Interest Rate |
3.05% |
2.50% |
1.60% |
|
Annual Percentage Yield (APY)* |
3.14% |
2.57% |
1.64% |
|
Effective Date |
2/2/2023 |
2/2/2023 |
2/2/2023 |
*There is no minimum balance required to earn the annual percentage yield (APY).
IRA Money Market
| Value |
$5 - $2,499 |
$2,500-$9,999 |
$10,000-$24,999 |
$25,000 -$49,999 |
$50,000 -$99,999 |
$100,000 -$249,000 |
$250,000 and |
|---|---|---|---|---|---|---|---|
|
Interest Rate |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
0.15% |
0.15% |
|
Annual Percentage Yield (APY)* |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
0.15% |
0.15% |
|
Effective Date |
10/26/2022 |
10/26/2022 |
10/26/2022 |
09/14/2022 |
09/14/2022 |
09/14/2022 |
09/14/2022 |
