Checking Accounts

Having the right personal checking account is key to managing your money. We offer interest-bearing checking accounts that you can manage online, over the phone and in person at one of our local branches.



Account Options

 Regular Checking20 Checking62+ Checking


Perfect for everyday checking.
Unlimited check writing.

Ideal for those who write a few checks per month.

For customers 62 and older. Bank stock checks provided at no charge.

Opening Deposit

You decide

You decide

You decide

Minimum Monthly Balance

$100 to avoid the service fee



Monthly Service Fee

$7.50 if balance drops below $100

$0.20 per check


Check Rates

No ATM fees when you use a MoneyPass® ATM

Use ANY of the 24,000 MoneyPass® ATMS for FREE with your First Federal ATM or Debit Card.

ATM Locator

Community Matters

Our philosophy continues to guide our decision-making and strengthen our dedication to our customers and our community. When you bank with us, your money is invested here and stays here, working for and giving back to our community.

Giving Programs

Community Support

Financial Education