Personal Checking

The time value of money is real, and the sooner you begin the more you will save for your future!

Check RatesCompare Accounts

Digital Checking

Hassle-free and still gives you access to the tools to manage your finances

  • Free access to online and mobile banking
  • Ability to easily transfer money, send wires, and pay bills
  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network

Open Account

Regular Checking

Perfect for everyday checking.

  • Unlimited check writing
  • Free access to online and mobile banking
  • Ability to easily transfer money, send wires, and pay bills
  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network

Open Account

62+ Checking

For customers 62 and older.

  • Bank stock checks provided at no charge. Please contact local branch to place order.
  • Free access to online and mobile banking
  • Ability to easily transfer money, send wires, and pay bills
  • Access to more than 37,000 ATMs nationwide, through the MoneyPass ATM Network

Open Account

Compare Personal Checking Options

 Digital CheckingRegular Checking62+ Checking
Opening Deposit $25.00 $25.00 $25.00
Minimum Daily Balance $0.00 $100.00 $0.00
Service Fee $0.20/check;  $10.00/month if balance falls below minimum daily balance None
Paper Statement Fee1 $5.00/month None None

Interest2

Current Interest Rates

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Yes

Yes

1Avoid this fee by enrolling in free paperless eStatements through Online Banking.

2There is no minimum balance required to earn the annual percentage yield (APY). Contact us for current interest rate and APY.

Apply Online

Open a checking or savings account from First Federal and enjoy access to secure digital banking, mobile check deposit, Zelle® , card controls, and much more.

Get Started Now Opening an Account

Online Banking

With online and mobile banking, you can do just about everything you can do in a branch, without visiting the branch. Securely access your accounts 24/7, pay bills, transfer money, deposit checks, and monitor your credit score.

Learn More about Online Banking